Property insurance for a house with an in-home day care. Currently have the day care insured, but no homeowner insurance wants to cover me after I put I have an in-home day care

I run a licensed in-home daycare and already have daycare liability insurance, but I’m having trouble getting homeowners insurance.

As soon as I say I have an in-home daycare, companies won’t quote me or decline the policy. If I leave it out, I get quotes, but I know that’s risky.

Trying to do this the right way and be fully covered. Has anyone dealt with this or know companies that allow it?

I’m in NY. Any advice is appreciated.