Need serious help regarding my career guyssss

so I am basically 17F going to turn 18 this year and my qualifications are that I just got done with my 12th boards and I'm from pcb background. I will be giving neet this year along side cuet. I kind of know that I won't be able to get a govt seat in mbbs.idk what should I do. i have 4 options:-

1. Do private mbbs ( my family can afford it but idk I feel it is way too costly)

2. Go for biotechnology or psychology ( but the pay is not at all good in that sector)

3. take a drop but I don't want to stuck in that loop

4. I actually wanted to give clat this year but I'm afraid I don't have alot of time for that if i start my prep in may i have around 6-7 months.Or should I take a drop for clat ?

Idk please guide me.