39 and starting TTC while grieving loss of my Mom. Not sure I can mentally handle IVF.

I got married for the first time at the end of 2024 at the age of 37. We were planning to start TTC shortly after our honeymoon in early 2025 (a year ago). However, around this time we found out my mom had cancer and unintentionally put off trying due to the stress of my mom's illness and there being so much uncertainty around it. She passed away in August and it's been devastating of course. For obvious reasons, we didn't feel like TTC the few months after her passing and the holidays were hard enough to get through mentally. Though we did stop using birth control around November and casually started to schedule intercourse around ovulation.

Well now I just turned 39 and I'm freaking out because we did have intercourse at least once or twice during my fertile time for Nov/Dec/Jan/Feb/March - but I don't think we've tried enough. I'm getting so worked up about timing during ovulation that it's already feeling like a chore. And my husband is starting to get stressed about it that it interferes with his performance as well.

Not to mention I still feel so emotionally and mentally drained from grief about my mom, that I don't know how I could handle going through IVF or any testing. I'm so exhausted just thinking about it.

In an ideal world we would put off trying for a year while things calm down regarding my mom, but due to my age we don't have a choice. I have the number for my local fertility clinic but can't bring myself to schedule any testing because if I get bad news, I may mentally break :( The only testing I had done was 5 years ago for AMH (it was 6.25) but I'll assume it's dropped drastically by now...