Any advice?

I am 24, I have been unemployed for about 5 months now, I was relying on my savings account, it was enough for about 3 months until I ran out (I have been looking for a job for the those 5 months) I finally got a job but I don’t start until April 13th and I probably won’t get paid until the end of the month since it’s biweekly, anyways, I only have 1 credit card, it’s Chase and I’ve been using it since I’ve ran out of my savings. I racked up $1200 in debt and I was going to use my tax refund to pay it off. I filed in January and it hasn’t come so I decided to call the irs and they told me if I had filed before February then it didn’t get approved and I would have to file again and wait another 4 to 8 weeks. That really made my day worse. Since this is my first credit card, I’ve had it for 2 years and never miss a payment, my credit score is really good, I was wondering how bad it will affect my credit score if I don’t make a payment for the month of March. Or any advice on what I should do, I’m just freaking out

Do you guys think it would be a good idea to take our at small $2000 loan