Hello! Dividends newbie here!

Hello!!

Dividends newbie here! I am looking for some opinion about my investment. Please understand my broken english.

I and my wife are in mid thirties and late thirties. We just decided to invest. We know we are really late.

So our priority is building passive income fast and relatively safely. This is because I am very afraid of AI taking my job over soon maybe within next few years.

We have ability to out $8000 a month. After some research I decided to invest in spyi and qqqi in 4:6 ratio. ( I know some people freak out on this idea.) Currently we have about 60000 amount of spyi qqqi.

I am not really sure I am doing the right thing. Can you please give us any advice or opinion? I am ready to get all the criticism too. So please give us honest advice!!

Thanks for reading my broken english!! Thanks!!