r/PSLF•
gridguy

Will it be possible to transition from the SAVE administrative forbearance to a PSLF-qualifying IDR without certifying income?

Advice

Title says it all. I’ve been on the SAVE administrative forbearance since day 1 and will have to move to an IDR plan later in 2026 to qualify for PSLF. Is there a way to do this without certifying income… that is to say would it be possible to get Mohela to continue to use my pre-SAVE administrative forbearance salary information for the IDR monthly payment calculation? My guess is that the answer is “no” but I figured that I’d ask.

Posted Apr 2, 2026, 10:47 PM UTC

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