Backslid into $2,362 cc debt

Welp i can confidently say i am NOT a credit card person. My last card was three years ago. It went to collections, but i finally paid off that account last year, after busting my ass working part-time at the gas station from hell. I figured I'd learned my lesson. Time to try this again just to build my credit back up. Signed up for one of those 0%APR for 12 months type cards. Well that backfired tremendously. Racked up this ridiculous tab of $2,362 (credit limit $3k btw) in less than three months. Well at least my addiction has transformed from me filling my closet with useless clothes/shoes onto my blowing money on "fun experiences" instead 😓:

•restaurants

•Brazilian wax

•spa massage

•comedy show tickets

•performance art tickets

•basketball tickets

What am i doing to my self. I just paid rent, insurance, electric, water, gas, school debt payment.... just to throw the rest of my paycheck to this monster. Now i have $7 to my name until i get paid again. This is such a 1st World problem, i know. Figured I'd share my frustration among peers who get it.

Posted Apr 4, 2026, 1:22 PM UTC

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