How to increase shareholding in a title deed to meet the AED 2M golden visa threshold?

Currently on a golden visa as a dependent, and looking to get my own independent golden visa through property ownership.

We own a property worth around AED 4M jointly, so my current shareholding on the title deed doesn’t individually meet the AED 2M threshold. I want to increase my share to cross that mark and qualify for a self-sponsored golden visa.

A few questions I have in mind:

1.	Is it straightforward to amend the shareholding percentage on an existing title deed, or does it essentially require a new sale/transfer transaction?

2.	What are the DLD fees involved — is it treated as a gift transfer (0.125% between first-degree relatives) or a standard transfer (4%)?

3.	Any NOC requirements from the developer or bank if there’s a mortgage on the property?

4.	Once the shareholding is updated, what’s the process with ICP/GDRFA to convert to a self-sponsored golden visa?

Would really appreciate anyone who has gone through this process sharing their experience especially the DLD steps and any surprises along the ways

Posted Apr 4, 2026, 1:24 PM UTC

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