Working on a React Native expense app, curious what you'd improve

Hey,

I just shipped an app called Payto. Built it with React Native.

Tried a bunch of budgeting apps before and they were either:

  • auto tracking (but you only see stuff after you already spent it)
  • or manual input that’s just annoying to keep using

So I made something where you can just type like
“coffee 5” and it logs it.

Also added some AI stuff (chat + simple insights), but tried not to overdo it.

One thing worth mentioning — most of this was built using Claude.
I barely touched the code myself (probably <5%), mostly guiding and iterating.

Still figuring out a few things and would love some feedback:

  • does the input flow feel fast enough?
  • does the UI feel trustworthy for a finance app?
  • anything confusing / unnecessary?

App Store:
https://apps.apple.com/us/app/payto-ai-expense-tracker/id6761049047

Would appreciate any honest thoughts 🙏

Posted Apr 4, 2026, 1:25 PM UTC

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