When is it appropriate to talk about finances in a relationship?

Hi all,

I’m 26 f, based in the UK, London and trying to figure out what’s considered “normal” when it comes to discussing money in dating/relationships.

For context, I’m quite financially focused (saving/investing, thinking long-term), and I don’t want to get into something serious with someone who has a completely different mindset — but I’ve also been told I can come across as too blunt bringing it up.

So I’m trying to understand:

• At what stage in dating is it actually appropriate to talk about money seriously?
• What level of detail is normal early vs later on?
• How do you bring it up without making it feel like an interview or putting the other person off?

Interested to hear what people think, especially in a UK context where money seems a bit taboo.

Thanks.