Ideas on best checking and savings accounts , alternatives welcome :)

I’m looking for suggestions and maybe alternatives that could be better than what I use or just tell me about your own setup for fun

So my setup right now in terms of bank accounts :

Online Checking : Discover debit (1% cashback on everything) , although unsure what will happen to the 1% cashback as capital one has acquired discover )

In-person checking: Navy Federal ( used for anything i need to do in person such as checks, etc., will forever keep my account here as it’s my credit union)

SoFi checking : used for joint expenses with my fiancé.

High yield Emergency Savings : Ally bank (3.2% apy, I mainly use this one because of the buckets)

I’ve heard of primis bank checking being a solid alternative so far from reading other posts.

Credit cards :

AMEX BLUE CASH EVERYDAY(GROCERY AND GAS)

3% cash back on groceries

3% cashback on retail online purchases

3% cashback on gas

1% cashback on all other purchases

NAVY FEDERAL AMEX MORE REWARDS( was a balance transfer card but can be used occasionally for these)

- [ ] 3x points at restaurants and food delivery

- [ ] 3x points at supermarkets

- [ ] 3x points on gas and transit

- [ ] 1x on everything else

CHASE PRIME VISA(AMAZON)

- [ ] 5% cashback on Amazon purchases

- [ ] 5% back on Whole Foods

- [ ] 5% back on chase travel

- [ ] 2% cashback on restaurants and gas stations

- [ ] 1% on everything else

CAPITAL ONE SAVOR( ENTERTAINMENT )

- [ ] 3% cashback on grocery stores

- [ ] 3% cashback on dining

- [ ] 3% cashback on entertainment

- [ ] 3% cashback on streaming services

- [ ] 8% cashback on cap 1 travel

- [ ] 1% cashback on everything else

US BANK CASH PLUS 5% CHOICE OF CATEGORIES QUATERLY( I’m sticking with these categories )

- [ ] 5% home utilities

- [ ] 5% cell phone providers

- [ ] 2% grocery stores

US BANK SMARTLY 2%(CATCH ALL)

- [ ] 2% unlimited cashback

DISCOVER 5% ROTATING QUARTERLY CASHBACK ( actively changes per quarter )

- [ ] Right now it’s restaurants and home improvements

I invest in a brokerage and Roth IRA as well.