Help Me Upgrade: From ICICI Sapphiro to a Proper Miles CC

Card Recommendation

CIBIL Score: 780
Age: 26

Income & Employment:

  • ₹2 LPM (salaried)

Monthly Spend Overview:

  • ₹50–60k on credit cards (travel, shopping, dining, groceries, etc.)
  • Rent: ₹27k (not on CC)
  • ~₹15k via UPI (bills + small expenses)

Spending Patterns:

  • Travel: 3–4 trips/year (1–2 international, 2–3 domestic)
  • Shopping: ₹5–10k/month
  • Groceries: ~₹5k/month
  • Dining/going out/hobbies: ~₹5k/month

Reward Preference:

  • Reward points (prefer airline miles)
  • Flexible airline partners preferred (not tied to a single airline; excluding Air India)

Lounge Access:

  • Yes (important)

Current Cards:

  • ICICI Sapphiro
  • ICICI Coral
  • Previously held SBI Air India Platinum (closed due to poor customer service)

What I’m Looking For:

  • A card optimized for airline miles / travel rewards
  • Strong customer support (priority after bad SBI experience)

Posted Apr 5, 2026, 10:05 AM UTC

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