Need advice on co-op design: Shared Mega-Business vs Separate Side-by-Side Plots?

I'm currently working on a 2-4 player co-op tycoon/management game where the goal is to build and operate an Arcade/Game Center.

Players don't manually serve customers or work the cash register, only handle upgrades. Instead, the main physical interaction revolves around ordering and cracking open "sealed cargo shipments" in the backyard. This is a high-risk, high-reward RNG loot mechanic.

Random Peak Hour Events: "Team vs System"

At any moment, and a massive wave of customer NPCs floods all business at the same time. The team is given a shared npc quota. If the group completes the challenge, everyone gets to choose a reward.

I’m completely torn between two progression/map architectures and would love to hear your thoughts:

Option A: Shared Business

All players share a single building, a single shared bank account, and a shared backyard for RNG shipments.

Option B: Separate, Side-by-Side Plots

Players have individual wallets, their own separate businesses, and their own cargo area.

Which approach do you find more appealing? Do you prefer the shared chaos and a shared economy, or the individual progression of side-by-side plots?