What is your headcanon when you ignore joining Constellation?

As the title says. I'm curious about your ideas. Lately, when I start a new game, I ignore the constellation if it doesn't suit my character. We start as contractors for Argos. Unfortunately, our career ends quickly. We return to the Lodge on a borrowed ship. We return the artifact, collect the money, and goodbye. What's next? Do you ignore the Frontier until you earn enough money to buy your own ship? Do you use it under some pretext? Or do you do something else? Tell us a little about your beginnings :)