Beyond the will: a checklist of what your family actually needs access to

I work in continuity planning, and I see the same gaps over and over. A will covers legal wishes, but it doesn't cover operations... the day-to-day stuff that falls apart first.

1. Digital: Primary email login · Password manager access · Cloud storage/photo archives · Social media accounts · Subscriptions & auto-renewals

2. Financial: Bank accounts · Insurance policies · Mortgage/rent details · Outstanding debts · Tax preparer contact

3. Household: Utility accounts · Alarm codes, safe combos · Vehicle titles · Pet care instructions

4. Medical: Primary care physician · Current medications · Health insurance details · Advance directive

5. Legal: Will location · Power of attorney · Trust documents · Attorney contact

Most people have about 30% of this documented. The other 70% lives in their head. I put together a free 7-pillar audit that takes 5 minutes if you want to check where you stand.

Link is in my profile.