Rent a room or an apartment

Rent an apartment or a room while in college?

Upper 20s student, work a warehouse job 20hrs a week making $380 a week but if I bump it to 28hrs, $500 a week. I’m in computer science and it’s my jr year. My job gives some reimbursement for school every year so I can use some of that next year. Internship this summer and potentially next summer. Also have a large settlement(potentially millions) coming next year. Dunno if it’s worth it to just take out more federal if I get the apartment. Only have a year left of college. Tuition a semester is like 7k. After this fall I’ll no longer receive financial aid, but my spring and fall semesters will be light.

Expenses:

Car - $256

Insurance - $151

Food - covered

Have some loans but don’t have to pay those until 2029

As for the apartment, it’s all utilities included and it’s $1125. The room is $625(private bathroom). The apartment is smoke-free, owners work from home and they have kids, a dog and a cat. It’s in a nice neighborhood though just like the apartment. Private landlord, own parking, and plenty of storage for the apartment. Introvert, do value peace.