What would make me regret a navel piercing??

Fyi my parents probably won't let me haha but it's just an itch that I've been having and I want it when I move out. I wanna look cute when I wear crop tops BUT I live in a city where it's always cold so the only chance i could wear it is usually summer. I'm also prone to keloids and my belly is lowkey chubby esp. when I'm full.