Advice on CC debt

So I have a bit of debt from a couple credit cards. One is a Visa signature card from Chase, pretty sure I got it through Amazon. I owe around $1,700 dollars but they keep offering me deals to pay it off for much less via the Chase app and through phone calls and emails. Is this a viable way to pay it off for good and can I negotiate them further down or should I take what is offered?

The other card is an Amazon Prime Card that I owe much more on, I haven’t even checked or know how to. Is there a service or an app that I can use to find my debt and pay it off slowly? Any advice at all would be welcome.

Posted Apr 6, 2026, 1:29 PM UTC

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