Should I sell my home?

Housing

Hello everyone, I hope all is well. I (25M) currently own a single family house that I purchased in September of 2021. I bought the house for $300k at a 2.875% interest rate, and put a 10% down payment ($270k loan). I invested about $60k in renovations, and since then I have had it in rent, and cash-flow about $1,000 a month on it ($242k remaining on loan).

I know I can sell it for about $520k minimum at this time, and I’m debating on if I should sell the house, and invest in another flip that my family and I can live in for a few years to then sell to avoid capital gains. I kinda want to sell only because my wife and I rent a house and we’d like to live in our own, but the house I own would dramatically increase my commute to work and it’s far from my wife’s family. I’m super hesitant though because I’m attached to that interest rate, and not sure if that’s good or bad.

Posted Apr 6, 2026, 1:29 PM UTC

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