Am I completely crazy for not switching to a Tesla Model 3 ASAP??
Tell me if I’m way off here.
I currently drive a 2017 Mazda CX-5 with 120,000 km. I drive a lot, roughly 6,000 km/month between commuting and kids’ activities.
Current costs (approx):
Car Payment: $500/month Gas: $925/month Maintenance (oil changes, etc.): $150/month Total: $1,575/month+insurance
I’m considering switching to a used Tesla Model 3 for around $30k used (2022 w/under 100k km)
Estimated costs would be:
Payment: $575/month (5 years @ 5%) Charging: $100/month Maintenance: minimal (for now) Total: $675–700/month+insurance
So on paper, it looks like I’d be saving close to $800–900/month.
Am I crazy for not switching to a Tesla, or am I missing some major costs here?
Assume insurance is roughly comparable, but I’m open to being corrected on that too.
Would love a sanity check from people who’ve run similar numbers.
Posted Apr 6, 2026, 1:30 PM UTC