Quality over Quantity - Looking for new card after Regalia Gold and Amex Gold

Card Recommendation

Looking for a new card with primary purpose of availing online and offline discounts and no cost emi.

I don’t like multiple credit card accounts and want to have a quality over quantity approach.

Current options

ICICI Sapphire - LTF (Alumni Offer)

SBI Cashback? - Paid

Axis devalued recently… can devalue

Holding Amex Gold and Regalia Gold (both paid)

Yearly Spend on the new card is 2L

Cibil: 780

Income: 1.4L Age: 25.

Primary Spends: Cash/Bank Discounts, Quick Commerce, Groceries, Online shopping

Secondary Spends: Flight and hotel bookings.

Posted Apr 6, 2026, 1:30 PM UTC

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