Zambians in the UK — how do you send money home? Mukuru or something else?

Hi everyone! I’m from Zambia and recently moved to the UK. I want to start sending money back home to my family, but I’m a bit lost on what the best option is.

I’ve heard about services like Mukuru and other transfer apps, but I’m not sure which one is the fastest, cheapest, and most reliable.

So I’m curious:

How do most people send money from the UK to Zambia?

Do you use Mukuru or something else?

What’s your experience with fees, speed, and ease of use?

Any tips for keeping costs low and transfers fast?

I’d really appreciate any advice from fellow Zambians in the UK or anyone who regularly sends money to Zambia. Thanks so much!