Next steps TTC after TFMR - fertility doctor?

I had an early miscarriage in September and terminated my pregnancy at 13 weeks on March 23rd. My baby had monosomy X which was causing a large cystic hygroma, hydrops, and other abnormalities doctors said would lead to miscarriage or death shortly after birth.

Before TTC I was okay with the possibility of having kids or not, but after this experience I now feel so desperate to have a child and hold them and love them and feel closer to this baby I lost. We’re still in the Dr recommended waiting period til I get my period, but I’m trying to decide now if we should TTC naturally or schedule an appt with a fertility doctor (since the one I want to see schedules a few months out).

My OB said that since we did conceive naturally twice relatively quickly and that monosomy X isn’t likely to happen again we should be fine to keep trying naturally, but I’m 34 and now with this added desperation I’m feeling so much urgency. I have insurance that should cover some fertility treatments, but I also know that’s a big step and comes with added stress and costs.

If it wasn’t strictly necessary for you to see a fertility doctor after your TFMR, did you make the choice anyway? How did you choose to proceed and did it end up feeling like the right path for you?