Paying off credit card debt

Hello, I am 26 years old living in Arizona. I have about 4-5k in multiple different credit cards of debt, and I feel like I’ve been paying them forever with no change in what’s due. I’m actually late on multiple of them, as I just moved cities, I’m pregnant, and rent and electricity are a priority. Because my debt is under 10k, no consolidation company will take it on. I have money in my 401k, but I know the penalties are steep. I’m over carrying this debt, and I’m due for my first baby in July. I make $32 / hr, and I’m incredibly bad with saving. I would love to pay someone to help me work on my credit and come up with a financial plan for me, and negotiate down my debt / dispute it, but it costs so much. Thoughts?