My father is 80 and penniless. I want to get final expense insurance for him to help cover cremation and maybe a small memorial service. What is the best option?

I am concerned nobody will give me coverage for him because he is 80 this year with diabetes and a heart condition.

I help him financially as his food benefits and medicaid were cut this year, but it will be a big burden cost wise for me financially when he passes. I am hoping for the cost of cremation, urn, and maybe a small memorial.

what are my best options?