Chance of home loan approval?
Hey guys, currently going through the home loan process again as our first bank did not want to lend due to titles with the property (understandably).
We submitted more payslips last week and I was asked yesterday to send another payslip and statement for a Centrelink debt. I have no problem in doing so but I didn’t realise there is not immediate way to get the statement as it gets posted in the mail. Would anyone know if SS showing the repayment history, due amount owing and a letter of the payment plan would be sufficient enough ?? And Is there still chance for approval here with this Centrelink debt ? I do have personal loan of 12k which they have already received my info for. 1 dependant, 104k saved, but going with FHGS. My partner has no debt. Combined income around 145k annually. Cheers
Posted Apr 8, 2026, 1:00 PM UTC