Second credit card recommendation for 20 y/o
I'm a 20 y/o college student finishing up, was looking into getting a second credit card and wanted to hear what you guys recommend.
Current cards: U.S. Bank Cash+ $6,000 Limit
FICO Score: 741
Oldest account age: 2 years and 4 months
Income: $33,000
Average monthly spend and categories:
Food: $400
groceries: $300
gas: $300
Rent: $1,200
School stuff: $500
Recurring Subscriptions (gym, spotify,etc): $200
Posted Apr 8, 2026, 1:02 PM UTC
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