I’ve been ghosted
I’ve been ghosted by my loan officer. I was out reached by him on 2/19 and agreed to proceed with him for my home loan. He was very communicative and I provided all my information within days!! My title company where I’m buying from needs clear to close today 4/8. He told them in a group email 3/26 that I should get clear to close 3/31. By this point I haven’t heard from him directly since like end of Feb. I didn’t know my rate, my estimated monthly payment. I didn’t know if my rate was locked nothing. Come 4/1 - obviously no clear to close. I call him. Oh well I locked your rate in weeks ago, it’s 5.875 yet I had to pay 3k more to lock it in according to the paperwork I received. It’s now 4/8 and no clear to close no communication and I’m not sure what to do? What are my options?? I’ve emailed him 3 times my realtor has texted him and emailed him and my title company has also outreached him trying to get confirmation of clear to close. I will be effectively homeless as I close on my other house 4/10 and all of my items are in PODS. Do I have any recourse?
Posted Apr 8, 2026, 1:07 PM UTC