Corolla vs Mazda3

So I have two deals on the table:

• 2022 Corolla XSE, Used, 35k, 25500 OTD
• 2026 Mazda 3, New, 36K OTD

Corolla is a decent deal by Blue Book Value, and Mazda dealership refuses to budge from MSRP, but is offering 1.9%.

• If I purchase Mazda with 0 down and a 60 month term, I'd pay over 1600 in finance charges, but I potentially make over 7k on the cash in the bank over that 5 years (and barring a personal emergency, that cash would just stay invested).
• If I finance the Corolla, it would be at 5%, and pay 3300 in finance charges, but potentially make 5300 in interest on the cash. In this scenario I'd probably just pay cash.

Any thoughts or observations would be appreciated. Thanks!