Background check interesting situation

So I’ve been in Banking for quite some time and I’m in a position where an offer has been given to me. About 3 1/2 years ago I had to do a debt consolidation loan in order for myself to pay for my wife’s medical expenses, as she had cancer. When that happened with the consolidation, they delayed the payments based on the negotiating payoffs, which did my credit score around 475 luckily, it’s right now at 742. The thing is is that I was transparent with the HR Recruiter to let her know that is the reason why and since that period of time. My trade lines are down to 19% debt income and on time for three years. Should that be good to go with my communication and how I’m treating this responsibly in my favor to start?