Maybe an unpopular opinion, but I feel credit card rewards are getting higher over time.

I know many people feel credit card rewards are going downhill, especially with Chase devaluation, Hyatt devaluation and the upcoming raise of bars in BoA rewards. But somehow I feel the opposite.

At the end of 2024, Smartly was introduced. It was such a great card that made most of last year super rewarding. By the time it was about to be nerfed, Amex refreshed their platinum with a lot of good credits. This year comes another king card, Bilt 2.0 Palladium.

Not sure how long can Bilt sustain, but i do see more innovations in this market and competition is driving more rewards over time. Do people feel the same?