My US auto insurance is enough in Mexico… right?

One of the last things most of us think about when planning a road trip to Mexico is insurance, we focus on beaches, tacos, and playlists first. But if you’re driving a US/Canadian-plated vehicle into Mexico, your regular auto policy from home won’t cover you there. Mexican authorities do not recognize foreign auto insurance, and if you get into an accident (especially one with injuries or a fatality), legal proceedings are common. Having a proper Mexican auto policy is essential to protect yourself, your passengers, and your finances while you’re on the road.