Is it ethical to use AI for programming?

Hi everyone! I’m new to programming—or rather, I know almost nothing about it—but I’m learning a lot of new concepts thanks to the help of AI. I’ve been using AI services like Windsurf to code. I don’t just sit back and watch the AI do everything; I experiment, find solutions, test the app, and recently I’ve even learned how to fine-tune AI models. I've gained a lot of knowledge about the programming world this way.

So, I wanted to ask you: is it ethical to program like this? I’m also hoping to publish my app one day.