how can i ensure stability for myself?

the overall question is, how can i ensure stability for myself?

i’m mid twenties F. i feel as though my life hasn’t progressed since the year i started college.

i managed to graduate a few years back, but not at the cost of my mental health. i have no family or anyone to lean on. no form of stability. i’ve been taking care of myself ever since i became a cognitive being. i was in kinship care, so i never qualified for help that typical foster kids would when they age out.

i’m at an impass of not being able to provide myself stability and going hard on myself because of it. i was homeless the last year and stayed with a friend until the environment was too toxic.

im enrolled back in school where i took out private loans. yes. i know that’s bad. it was the only way i saw a way out, and additionally wanted to pivot my career, get closer to a network of opportunities since i was in the middle of nowhere. except, now im failing those classes because my ptsd hit hard mid semester and i didnt pull my weight.

i can’t afford to get my hair trimmed or buy groceries or spend anything that’s not on rent and required bills, as it’s loan money and they didn’t approve the full amount.

i feel desperate at this point and really, really dislike that i feel that way. i’ve always been the person to figure it out but im losing that ability. im tired.

i need a job within a month and am scared i wont find one. im either over or under qualified, or my resume gets stuck in the system of AI despite doing all the tricks and taking guidance/tips. most people know people, and although i try networking, not much comes of it or no one’s hiring.

where do people like this go? how do i get out of this never ending loop? im isolated, i want stability more than anything and to have a home my dog will like, one i can decorate because i know i wont have to leave so soon, and not to worry about having to choose needs over bills. debt is looming over my head, if i get a FT job, i cant be FT student, so repayment starts. looking into university jobs as they cover tuition, but they dont pay enough to cover rent, bills, and debt. still applying though. and i may move in with my uncle closer to next year, but im not sure how serious he is about it, and doesn’t help right now.