Travel to Brazil out of NYC - best credit card

Help Needed / Question

Hi everyone!

So I will be travelling to Brazil about 3x per year (as well as my sister), and I am inexperienced and learning how to utilize credit cards efficiently. I am based in CT, so flights will most likely be JFK to GRU. If loyalty will give me the best ROI, I don't mind getting a company-specific CC. I have looked at Venture X, Delta AMEX, Chase Saphire, etc.

I am going to spend $3,200 on tickets within the next week and would like to get the rewards for those! I like the idea of lounge access, but not a definite need. I will also be getting Global Entry (since I know some offer a $ credit).

Please let me know what you guys think will be my best option!

  • Current credit cards: only Discover, limit $8,300, opened at 18 (6-7 years old).
  • FICO Score: 765
  • Annual income $65,000

CATEGORIES

  • OK with category-specific cards?: Yes
  • Spending per month
    • Dining $: 400
    • Groceries $: 400
    • Gas $: 160
    • Travel $: unsure - 3 flights to Brazil per year - no accommodation
    • Home+Auto Insurance: $200
    • Home Tax: 500
    • Utilities: $300
    • Internet: $60
    • Cell Line: $60
    • Subscriptions: $52

MEMBERSHIPS & SUBSCRIPTIONS (delete lines that don't apply)

  • Current member of Amazon Prime?: Yes
  • Current member of Costco? Thinking about signing up
  • Current member of Chase, US Bank or any other big bank?: TD Bank

PURPOSE

  • What's the purpose of your next card?: travel rewards, thinking of staying loyal to Delta, but no preference.

Posted Apr 28, 2026, 7:04 PM UTC

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