PayPal asking for Business Info for my side-project app (India). What are the alternatives for individual devs?

Hey everyone,

I’m a techie and I recently built a side project (a SaaS/app) that’s starting to get some traction from US users. I’ve been using PayPal to accept USD payments, but I’ve hit a wall.

PayPal is now asking for business verification (GST, business registration, etc.) to keep my account active. Since I’m a full-time employee elsewhere, I don’t have a registered entity, and I’m honestly just trying to keep this as an "Individual/Proprietor" setup for now.

The issues:

1. I don't want to register a company yet as it’s still small.
2. Stripe India seems to be "Invite Only" or very restricted right now.
3. PayPal fees + conversion rates are eating into the small margins.

What are you guys using to accept international payments as an individual developer in India? Are there "Merchant of Record" (MoR) services that handle the tax/compliance part for you? Looking for something that doesn't require a full-blown GST registration from Day 1 if possible.

Thanks!