Most retail investors in India should NOT be picking stocks (Here’s why)

Unpopular opinion:
90% of retail investors would be better off just buying index funds.

Not because they’re “not smart” — but because:

• They don’t track earnings calls
• They don’t understand sector cycles
• They panic sell on -10% and FOMO buy at highs

Meanwhile, markets reward:

• Patience
• Discipline
• Deep research

Ask yourself honestly:

I’ve seen portfolios with 20+ stocks, no thesis, no exit plan—just noise.

If you can’t answer:

• Why you bought a stock
• What will make you sell it

You’re not investing. You’re guessing.