Need Suggestion

I had a HDFC credit card when I was in Mumbai, covid came and I lost my job and I missed around 15-20 payments. Interest increased and I got stuck in the trap. I somehow settled that amount. Since then I have been working in my hometown. I opened a account in ICICI. I got a new credit card on my FD which I made from my saving. I made a fd of 1L INR and got credit limit of 90K. I have been using my credit card for only two things my internet bill and my phone recharge and nothing else. Roughly around 1.9K a month. My credit score is increasing. It went from 680 to 735 in last one year. Is it helpful or that settled display will come in way if I go for loans afterwards and what else should I do to improve. Please help me.