# Summary

* Income rose to ₹84,613.66 Cr (+10.2% QoQ, +6.1% YoY), indicating strong top-line growth.
* Other Income surged to ₹35,019.91 Cr (+23.2% QoQ, +11.7% YoY), contributing positively to total income.
* The CET 1 Ratio improved to 16.25% (+11.6% QoQ, +2.78% YoY), reflecting strengthened capital adequacy.
* The Percentage of Gross NPA decreased to 1.41% (-7.84% QoQ, -16.1% YoY), showing an improvement in asset quality.
* Tax Expense increased to ₹5,132.34 Cr (+18.2% QoQ, +7.16% YoY), impacting overall profitability.

# Detailed analysis

ICICI Bank reported strong growth in its top line for FY26 Q4. Total Income reached ₹84,613.66 Crores, marking a 10.2% increase from the previous quarter and a 6.1% increase compared to the same quarter last year. This growth was supported by increases in both core Income and Other Income.

Other Income also demonstrated substantial growth, increasing by 23.2% QoQ to ₹35,019.91 Crores. This was also higher by 11.7% YoY. This significant increase in Other Income contributed positively to the bank's overall financial performance.

The bank's financial strength was further underscored by an improved CET 1 Ratio, which stood at 16.25% as of March 31, 2026. This represents an 11.6% increase QoQ and a 2.78% increase YoY. Asset quality also showed improvement, with the Percentage of Gross NPA decreasing to 1.41% as of March 31, 2026. This is a decrease of 7.84% QoQ and 16.1% YoY.

Despite the revenue growth and improvements in capital and asset quality, Tax Expense saw a notable increase. Tax Expense for the quarter was ₹5,132.34 Crores, an 18.2% increase compared to the previous quarter and a 7.16% increase YoY. This rise in tax expenses impacted overall profitability.

# What this means

The quarter showed strong revenue growth driven by both core and other income, alongside improvements in capital strength and asset quality. However, a significant increase in tax expenses impacted overall profitability.

ICICI Bank Detailed Results Analysis #Q4FY26