Desperately needing help with body hair

(I’m in America for context)

Thick, dark body hair all over my body has always been the biggest dysphoria trigger for me. Even the process of trying to shave, nair, wax, etc is extremely dysphoric.

Ever since I was like 14, I determined that something like laser hair removal was the only real answer(I’m 22 now btw). The act of removing it in temporary ways always makes the dysphoria a LOT worse.

I’m just now finishing my first month of HRT at 22 years old. I’ve started looking into laser hair therapy but it just seems so unobtainable. The cost is ridiculously high and finding a good place to do it is also really hard.

I found a local place that’s very professional and has WAY better reviews than any of the big chains. I went in to get a consult and they quoted the full price for full body hair removal as $9,000 - $10,000. Everything I’ve seen about them says they’re half the price of places like Milan and other chains, but the price is still really high. Also, in order to get approved for an interest free payment plan I’d have to have a roughly 650 credit score.

There must be a better way to do this. I need a permanent solution but the permanent solutions are so expensive. I also need it to be full body because it’s like I’m wearing a carpet from the neck down.

(TL;DR: I’m feeling very overwhelmed with pursuing laser hair removal and feel lost as to what I should do this.)