GLoan OD day 2

Due date was April 29, 2026. Kaya sana bayaran if hindi tumaas yung electric bill, nasira yung AC, and mage-enroll yung younger brother ko sa SHS.

This is my first loan and first overdue at baka end of May or in 2 months ko pa mabalikan.

So far, no emails pa. I have received I think 3 calls yesterday and one today pero di ko nasagot.

What should I expect sa GLoan and how can I prepare?