Networth 31M

31M with 10 YOE in finance. Take home pay 2.5 lacs per month.

Wife is also working with a take home pay of 1.3 lacs and self networth of 60 lacs.

My Networth 1.1 crs

Mutual funds 35 lacs

Provident Fund 31 lacs

NPS 7 lacs

FD 36 lacs

Planning to buy an agricultural land for 35 lacs in 6 months. Also planning to buy a flat in Bangalore upto 2 crores, however most of the flats which we liked are approx 2.5 crores. Suggest some alternate options for investment.

Help me understand if I should go for buying an apartment (currently paying Rent 45K).