Please help with SIP of 2LPM allocation and existing fund review
My current funds are:
-
Parag Parik Flexi Cap - roughly 70% current SIP
-
Zerodha largemodcap 250 Index - roughly 30% of current SIP
-
Quant Smallcap ( Stopped New SIP 2 years ago)
-
Motilal Oswal MidCap ( Stopped SIP 2 years ago )
Per month investment: 2 lakh+
Current Age: 33
Time horizon: 20 years +
Risk Tolerance: currently moderate but I would want to be stable in a decade.
Objective: 1. Children fund for marriage plus higher education 2. Retirement
Is this allocation good? Personally, i would be happy with 10-11% return. Not sure if I have selected Good long term funds.
Posted May 1, 2026, 5:55 PM UTC
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