I'm ready to just recover on my own at this point... Therapists want $250-400/hr "private pay only"/"out of network" and even some freaking psychiatrists are getting in on it too. Just saw one asking $700 for each 1-hour Zoom meeting. Come on.....

Therapy-Critical

I have "good", private insurance (that we pay for!!) and somehow struggling to find a therapist who actually knows the modality I'm looking for who accepts said insurance.

I've been bait-and-switched TWICE now by therapists who post online in their profiles that they accept my insurance, then I call to confirm and they're either super cagey about it (before admitting they don't accept it) or say in the haughtiest voice, "I'm switching over to private pay only, but I might be able to offer a sliding scale down to as low as $150 if you can't afford me".

And then even if you DO find someone, chances are they work for one or more shitty private equity telehealth conglomerates (talkiatry, rula, etc etc) which may send you hundreds of dollars or surprise charges and kick around the blame like a hot potato til you just pay up.

I'm not anti-therapy but the state of this field is just.... so off-putting.

Posted May 2, 2026, 4:23 AM UTC

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