Help me figure out my shit

So basically I have a student loan worth about 10 lakhs. Had taken to study in a private college big dreams and sh*t. Ended up earning just around 25k a month what do I do because I'm genuinely scared I won't be able to pay off the loan. My savings and emergency fund is 0 as I live in a completely different city so have to take care of the expenses. Right now the quoted EMI is 15k for 15 years but that seems a little excessive and the other option is 22k for around 5 years but then my day to day financials struggle.