Finance people!! I need help as a person who doesnt know anything about finance to create a zero balance bank account

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Hello everyone! I’m looking to open a zero-balance bank account, as I’m not able to maintain a high minimum balance at the moment. I currently have an SBI account that requires a ₹5000 minimum balance, so I’m exploring alternatives.

I plan to start teaching online internationally and will be receiving payments via PayPal, so I need a bank account that can be easily linked to PayPal for transactions and future investments.

I’m based in India, so any suggestions for suitable zero-balance accounts or banks would be really helpful. Thank you in advance! 😊

I will be coming back for more adviceeeeee regarding finance! look out for me plsss thanksss

Posted May 5, 2026, 5:17 PM UTC

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