Guys I’m embarrassed

So my car broke down and I’ve been walking to and from the bus stop to take the bus to work. I now am chaffing in my thigh creases really bad. I wanted to know if anyone else had experienced anything similar and what they used to remedy it. I’m planning on going to the doctor if it doesn’t get better but I am completely embarrassed by the circumstances and don’t want to go if I don’t have to