What is your return YTD?

Basically the title. I'm at 7.08% YTD across all accounts. I’ve underperformed XEQT, which has a 7.72% return YTD. The key reason I’m trailing is solely due to a big loss on a single stock early this year (CRCL).

Lesson learned: Control my position sizes in single stocks and do not chase hot stocks that I don't know much about.

How has your year been so far, and what lessons have you learned (good or bad)?