Those who are on Finasteride/Dutra, how were the side-effects?

I am 32, want to start finasteride oral and minoxidil top, but I am concerned, I am pharmacist myself, and I know how finasteride/dutra work, they basically blocks major over 80% of DHT receptors, so this means will have to live without the testosterone effects, including libido, muscle mass, mood and all that.

I just want to know from the experience of those who have used, how did it really feel? Was it tolerable? And made you anxious?

Lastly, I know its something that I will have to use for decades or not at all, because if I leave, the bald head will be back in few months....so I need your honest experience and suggestions.