PAYE/IBR Payment Cap Increased
I noticed that after my recent PAYE recertification that the payment "10 Year Standard" payment cap increased for my loans. It seems like they are now factoring in all the accrued interest on the loans when calculating the capped payment amount. Has anyone else noticed this? I thought the cap was supposed to be based on when you first entered IDR and would stay the same.
Posted May 7, 2026, 12:26 PM UTC
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